Call report 2005Q1
LUZERNE BANK — 2005Q1
The 22 measures LUZERNE BANK reported to the FFIEC for 2005Q1, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 179,672,000 | USD | evidence → |
| Total loans | 93,092,000 | USD | evidence → |
| Allowance for loan losses | 1,558,000 | USD | evidence → |
| Securities available for sale | 51,412,000 | USD | evidence → |
| Securities held to maturity | 17,161,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 151,139,000 | USD | evidence → |
| Interest-bearing deposits | 123,584,000 | USD | evidence → |
| Noninterest-bearing deposits | 27,555,000 | USD | evidence → |
| Equity capital | 16,020,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 2,246,000 | USD | evidence → |
| Interest expense | 541,000 | USD | evidence → |
| Net interest income | 1,705,000 | USD | evidence → |
| Noninterest income | 448,000 | USD | evidence → |
| Noninterest expense | 1,468,000 | USD | evidence → |
| Provision for loan losses | 60,000 | USD | evidence → |
| Pretax income | 631,000 | USD | evidence → |
| Income tax | 133,000 | USD | evidence → |
| Net income | 498,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 16,310,000 | USD | evidence → |
| Total capital | 17,573,000 | USD | evidence → |
| Risk-weighted assets | 100,726,000 | USD | evidence → |