Call report 2004Q4
LUZERNE BANK — 2004Q4
The 22 measures LUZERNE BANK reported to the FFIEC for 2004Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 180,211,000 | USD | evidence → |
| Total loans | 96,558,000 | USD | evidence → |
| Allowance for loan losses | 1,575,000 | USD | evidence → |
| Securities available for sale | 47,600,000 | USD | evidence → |
| Securities held to maturity | 17,897,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 151,350,000 | USD | evidence → |
| Interest-bearing deposits | 125,804,000 | USD | evidence → |
| Noninterest-bearing deposits | 25,546,000 | USD | evidence → |
| Equity capital | 15,951,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 9,002,000 | USD | evidence → |
| Interest expense | 2,299,000 | USD | evidence → |
| Net interest income | 6,703,000 | USD | evidence → |
| Noninterest income | 1,308,000 | USD | evidence → |
| Noninterest expense | 6,007,000 | USD | evidence → |
| Provision for loan losses | 350,000 | USD | evidence → |
| Pretax income | 1,654,000 | USD | evidence → |
| Income tax | 356,000 | USD | evidence → |
| Net income | 1,298,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 15,975,000 | USD | evidence → |
| Total capital | 17,277,000 | USD | evidence → |
| Risk-weighted assets | 103,870,000 | USD | evidence → |