Call report 2005Q2
LUZERNE BANK — 2005Q2
The 22 measures LUZERNE BANK reported to the FFIEC for 2005Q2, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 181,733,000 | USD | evidence → |
| Total loans | 90,678,000 | USD | evidence → |
| Allowance for loan losses | 1,457,000 | USD | evidence → |
| Securities available for sale | 48,803,000 | USD | evidence → |
| Securities held to maturity | 16,858,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 152,860,000 | USD | evidence → |
| Interest-bearing deposits | 125,171,000 | USD | evidence → |
| Noninterest-bearing deposits | 27,689,000 | USD | evidence → |
| Equity capital | 16,373,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 4,462,000 | USD | evidence → |
| Interest expense | 1,112,000 | USD | evidence → |
| Net interest income | 3,350,000 | USD | evidence → |
| Noninterest income | 770,000 | USD | evidence → |
| Noninterest expense | 2,971,000 | USD | evidence → |
| Provision for loan losses | 120,000 | USD | evidence → |
| Pretax income | 1,035,000 | USD | evidence → |
| Income tax | 222,000 | USD | evidence → |
| Net income | 813,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 16,500,000 | USD | evidence → |
| Total capital | 17,742,000 | USD | evidence → |
| Risk-weighted assets | 99,146,000 | USD | evidence → |