Call report 2004Q3
LUZERNE BANK — 2004Q3
The 22 measures LUZERNE BANK reported to the FFIEC for 2004Q3, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 181,368,000 | USD | evidence → |
| Total loans | 96,927,000 | USD | evidence → |
| Allowance for loan losses | 1,533,000 | USD | evidence → |
| Securities available for sale | 48,839,000 | USD | evidence → |
| Securities held to maturity | 18,189,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 150,683,000 | USD | evidence → |
| Interest-bearing deposits | 124,022,000 | USD | evidence → |
| Noninterest-bearing deposits | 26,661,000 | USD | evidence → |
| Equity capital | 15,711,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 6,771,000 | USD | evidence → |
| Interest expense | 1,759,000 | USD | evidence → |
| Net interest income | 5,012,000 | USD | evidence → |
| Noninterest income | 894,000 | USD | evidence → |
| Noninterest expense | 4,513,000 | USD | evidence → |
| Provision for loan losses | 290,000 | USD | evidence → |
| Pretax income | 1,103,000 | USD | evidence → |
| Income tax | 224,000 | USD | evidence → |
| Net income | 879,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 15,611,000 | USD | evidence → |
| Total capital | 16,920,000 | USD | evidence → |
| Risk-weighted assets | 104,501,000 | USD | evidence → |