Call report 2003Q4
LUZERNE BANK — 2003Q4
The 22 measures LUZERNE BANK reported to the FFIEC for 2003Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 182,252,000 | USD | evidence → |
| Total loans | 103,819,000 | USD | evidence → |
| Allowance for loan losses | 1,708,000 | USD | evidence → |
| Securities available for sale | 52,512,000 | USD | evidence → |
| Securities held to maturity | 8,422,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 147,187,000 | USD | evidence → |
| Interest-bearing deposits | 122,336,000 | USD | evidence → |
| Noninterest-bearing deposits | 24,851,000 | USD | evidence → |
| Equity capital | 14,992,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 9,830,000 | USD | evidence → |
| Interest expense | 2,677,000 | USD | evidence → |
| Net interest income | 7,153,000 | USD | evidence → |
| Noninterest income | 1,261,000 | USD | evidence → |
| Noninterest expense | 6,459,000 | USD | evidence → |
| Provision for loan losses | 710,000 | USD | evidence → |
| Pretax income | 1,282,000 | USD | evidence → |
| Income tax | 169,000 | USD | evidence → |
| Net income | 1,113,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 14,786,000 | USD | evidence → |
| Total capital | 16,163,000 | USD | evidence → |
| Risk-weighted assets | 109,849,000 | USD | evidence → |