Call report 2003Q3
LUZERNE BANK — 2003Q3
The 22 measures LUZERNE BANK reported to the FFIEC for 2003Q3, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 178,919,000 | USD | evidence → |
| Total loans | 109,548,000 | USD | evidence → |
| Allowance for loan losses | 1,597,000 | USD | evidence → |
| Securities available for sale | 45,920,000 | USD | evidence → |
| Securities held to maturity | 4,965,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 147,557,000 | USD | evidence → |
| Interest-bearing deposits | 121,951,000 | USD | evidence → |
| Noninterest-bearing deposits | 25,606,000 | USD | evidence → |
| Equity capital | 14,656,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 7,441,000 | USD | evidence → |
| Interest expense | 2,056,000 | USD | evidence → |
| Net interest income | 5,385,000 | USD | evidence → |
| Noninterest income | 952,000 | USD | evidence → |
| Noninterest expense | 4,923,000 | USD | evidence → |
| Provision for loan losses | 500,000 | USD | evidence → |
| Pretax income | 914,000 | USD | evidence → |
| Income tax | 135,000 | USD | evidence → |
| Net income | 779,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 14,452,000 | USD | evidence → |
| Total capital | 15,874,000 | USD | evidence → |
| Risk-weighted assets | 113,615,000 | USD | evidence → |