Call report 2004Q1
LUZERNE BANK — 2004Q1
The 22 measures LUZERNE BANK reported to the FFIEC for 2004Q1, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 188,006,000 | USD | evidence → |
| Total loans | 97,618,000 | USD | evidence → |
| Allowance for loan losses | 1,549,000 | USD | evidence → |
| Securities available for sale | 51,709,000 | USD | evidence → |
| Securities held to maturity | 13,741,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 153,046,000 | USD | evidence → |
| Interest-bearing deposits | 125,211,000 | USD | evidence → |
| Noninterest-bearing deposits | 27,835,000 | USD | evidence → |
| Equity capital | 15,466,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 2,300,000 | USD | evidence → |
| Interest expense | 617,000 | USD | evidence → |
| Net interest income | 1,683,000 | USD | evidence → |
| Noninterest income | 291,000 | USD | evidence → |
| Noninterest expense | 1,501,000 | USD | evidence → |
| Provision for loan losses | 120,000 | USD | evidence → |
| Pretax income | 353,000 | USD | evidence → |
| Income tax | 65,000 | USD | evidence → |
| Net income | 288,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 15,073,000 | USD | evidence → |
| Total capital | 16,402,000 | USD | evidence → |
| Risk-weighted assets | 106,106,000 | USD | evidence → |