Call report 2005Q3
CITIZENS BANK — 2005Q3
The 22 measures CITIZENS BANK reported to the FFIEC for 2005Q3, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 445,664,000 | USD | evidence → |
| Total loans | 237,693,000 | USD | evidence → |
| Allowance for loan losses | 2,668,000 | USD | evidence → |
| Securities available for sale | 47,197,000 | USD | evidence → |
| Securities held to maturity | 137,333,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 379,770,000 | USD | evidence → |
| Interest-bearing deposits | 329,571,000 | USD | evidence → |
| Noninterest-bearing deposits | 50,199,000 | USD | evidence → |
| Equity capital | 63,732,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 18,920,000 | USD | evidence → |
| Interest expense | 5,827,000 | USD | evidence → |
| Net interest income | 13,093,000 | USD | evidence → |
| Noninterest income | 2,022,000 | USD | evidence → |
| Noninterest expense | 4,560,000 | USD | evidence → |
| Provision for loan losses | 370,000 | USD | evidence → |
| Pretax income | 10,340,000 | USD | evidence → |
| Income tax | 2,394,000 | USD | evidence → |
| Net income | 7,946,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 63,742,000 | USD | evidence → |
| Total capital | 66,410,000 | USD | evidence → |
| Risk-weighted assets | 293,083,000 | USD | evidence → |