Call report 2005Q2
CITIZENS BANK — 2005Q2
The 22 measures CITIZENS BANK reported to the FFIEC for 2005Q2, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 442,553,000 | USD | evidence → |
| Total loans | 237,692,000 | USD | evidence → |
| Allowance for loan losses | 2,691,000 | USD | evidence → |
| Securities available for sale | 46,733,000 | USD | evidence → |
| Securities held to maturity | 130,981,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 363,267,000 | USD | evidence → |
| Interest-bearing deposits | 332,190,000 | USD | evidence → |
| Noninterest-bearing deposits | 31,077,000 | USD | evidence → |
| Equity capital | 77,275,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 12,365,000 | USD | evidence → |
| Interest expense | 3,737,000 | USD | evidence → |
| Net interest income | 8,628,000 | USD | evidence → |
| Noninterest income | 1,342,000 | USD | evidence → |
| Noninterest expense | 3,049,000 | USD | evidence → |
| Provision for loan losses | 220,000 | USD | evidence → |
| Pretax income | 6,701,000 | USD | evidence → |
| Income tax | 1,533,000 | USD | evidence → |
| Net income | 5,168,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 76,945,000 | USD | evidence → |
| Total capital | 79,636,000 | USD | evidence → |
| Risk-weighted assets | 290,043,000 | USD | evidence → |