Call report 2005Q4
CITIZENS BANK — 2005Q4
The 22 measures CITIZENS BANK reported to the FFIEC for 2005Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 446,721,000 | USD | evidence → |
| Total loans | 234,927,000 | USD | evidence → |
| Allowance for loan losses | 2,327,000 | USD | evidence → |
| Securities available for sale | 48,470,000 | USD | evidence → |
| Securities held to maturity | 135,930,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 378,469,000 | USD | evidence → |
| Interest-bearing deposits | 345,945,000 | USD | evidence → |
| Noninterest-bearing deposits | 32,524,000 | USD | evidence → |
| Equity capital | 65,865,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 25,616,000 | USD | evidence → |
| Interest expense | 8,269,000 | USD | evidence → |
| Net interest income | 17,347,000 | USD | evidence → |
| Noninterest income | 2,787,000 | USD | evidence → |
| Noninterest expense | 6,498,000 | USD | evidence → |
| Provision for loan losses | 114,000 | USD | evidence → |
| Pretax income | 13,677,000 | USD | evidence → |
| Income tax | 3,151,000 | USD | evidence → |
| Net income | 10,526,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 66,334,000 | USD | evidence → |
| Total capital | 68,661,000 | USD | evidence → |
| Risk-weighted assets | 291,498,000 | USD | evidence → |