Call report 2005Q1
CITIZENS BANK — 2005Q1
The 22 measures CITIZENS BANK reported to the FFIEC for 2005Q1, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 445,684,000 | USD | evidence → |
| Total loans | 236,670,000 | USD | evidence → |
| Allowance for loan losses | 2,681,000 | USD | evidence → |
| Securities available for sale | 43,240,000 | USD | evidence → |
| Securities held to maturity | 132,638,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 368,952,000 | USD | evidence → |
| Interest-bearing deposits | 338,015,000 | USD | evidence → |
| Noninterest-bearing deposits | 30,937,000 | USD | evidence → |
| Equity capital | 74,334,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 6,076,000 | USD | evidence → |
| Interest expense | 1,788,000 | USD | evidence → |
| Net interest income | 4,288,000 | USD | evidence → |
| Noninterest income | 647,000 | USD | evidence → |
| Noninterest expense | 1,628,000 | USD | evidence → |
| Provision for loan losses | 115,000 | USD | evidence → |
| Pretax income | 3,192,000 | USD | evidence → |
| Income tax | 699,000 | USD | evidence → |
| Net income | 2,493,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 74,258,000 | USD | evidence → |
| Total capital | 76,939,000 | USD | evidence → |
| Risk-weighted assets | 290,490,000 | USD | evidence → |