Call report 2004Q4
CITIZENS BANK — 2004Q4
The 22 measures CITIZENS BANK reported to the FFIEC for 2004Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 444,219,000 | USD | evidence → |
| Total loans | 237,406,000 | USD | evidence → |
| Allowance for loan losses | 2,727,000 | USD | evidence → |
| Securities available for sale | 45,382,000 | USD | evidence → |
| Securities held to maturity | 133,428,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 364,329,000 | USD | evidence → |
| Interest-bearing deposits | 333,259,000 | USD | evidence → |
| Noninterest-bearing deposits | 31,070,000 | USD | evidence → |
| Equity capital | 78,145,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 23,908,000 | USD | evidence → |
| Interest expense | 6,208,000 | USD | evidence → |
| Net interest income | 17,700,000 | USD | evidence → |
| Noninterest income | 2,930,000 | USD | evidence → |
| Noninterest expense | 6,555,000 | USD | evidence → |
| Provision for loan losses | 422,000 | USD | evidence → |
| Pretax income | 13,655,000 | USD | evidence → |
| Income tax | 3,145,000 | USD | evidence → |
| Net income | 10,510,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 77,351,000 | USD | evidence → |
| Total capital | 80,078,000 | USD | evidence → |
| Risk-weighted assets | 289,782,000 | USD | evidence → |