Call report 2004Q3
CITIZENS BANK — 2004Q3
The 22 measures CITIZENS BANK reported to the FFIEC for 2004Q3, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 445,780,000 | USD | evidence → |
| Total loans | 239,124,000 | USD | evidence → |
| Allowance for loan losses | 2,888,000 | USD | evidence → |
| Securities available for sale | 48,416,000 | USD | evidence → |
| Securities held to maturity | 128,923,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 368,002,000 | USD | evidence → |
| Interest-bearing deposits | 334,899,000 | USD | evidence → |
| Noninterest-bearing deposits | 33,103,000 | USD | evidence → |
| Equity capital | 75,962,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 17,811,000 | USD | evidence → |
| Interest expense | 4,561,000 | USD | evidence → |
| Net interest income | 13,250,000 | USD | evidence → |
| Noninterest income | 2,216,000 | USD | evidence → |
| Noninterest expense | 4,637,000 | USD | evidence → |
| Provision for loan losses | 345,000 | USD | evidence → |
| Pretax income | 10,484,000 | USD | evidence → |
| Income tax | 2,493,000 | USD | evidence → |
| Net income | 7,991,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 74,821,000 | USD | evidence → |
| Total capital | 77,709,000 | USD | evidence → |
| Risk-weighted assets | 288,897,000 | USD | evidence → |