Call report 2004Q2
CITIZENS BANK — 2004Q2
The 22 measures CITIZENS BANK reported to the FFIEC for 2004Q2, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 439,029,000 | USD | evidence → |
| Total loans | 240,610,000 | USD | evidence → |
| Allowance for loan losses | 2,884,000 | USD | evidence → |
| Securities available for sale | 44,747,000 | USD | evidence → |
| Securities held to maturity | 128,564,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 364,503,000 | USD | evidence → |
| Interest-bearing deposits | 334,574,000 | USD | evidence → |
| Noninterest-bearing deposits | 29,929,000 | USD | evidence → |
| Equity capital | 72,805,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 11,828,000 | USD | evidence → |
| Interest expense | 3,017,000 | USD | evidence → |
| Net interest income | 8,811,000 | USD | evidence → |
| Noninterest income | 1,541,000 | USD | evidence → |
| Noninterest expense | 3,077,000 | USD | evidence → |
| Provision for loan losses | 225,000 | USD | evidence → |
| Pretax income | 7,050,000 | USD | evidence → |
| Income tax | 1,678,000 | USD | evidence → |
| Net income | 5,372,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 72,191,000 | USD | evidence → |
| Total capital | 75,075,000 | USD | evidence → |
| Risk-weighted assets | 288,564,000 | USD | evidence → |