Call report 2004Q1
CITIZENS BANK — 2004Q1
The 22 measures CITIZENS BANK reported to the FFIEC for 2004Q1, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 437,781,000 | USD | evidence → |
| Total loans | 240,219,000 | USD | evidence → |
| Allowance for loan losses | 2,780,000 | USD | evidence → |
| Securities available for sale | 42,637,000 | USD | evidence → |
| Securities held to maturity | 128,547,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 364,556,000 | USD | evidence → |
| Interest-bearing deposits | 334,804,000 | USD | evidence → |
| Noninterest-bearing deposits | 29,752,000 | USD | evidence → |
| Equity capital | 70,891,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 5,922,000 | USD | evidence → |
| Interest expense | 1,511,000 | USD | evidence → |
| Net interest income | 4,411,000 | USD | evidence → |
| Noninterest income | 668,000 | USD | evidence → |
| Noninterest expense | 1,580,000 | USD | evidence → |
| Provision for loan losses | 105,000 | USD | evidence → |
| Pretax income | 3,394,000 | USD | evidence → |
| Income tax | 796,000 | USD | evidence → |
| Net income | 2,598,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 69,407,000 | USD | evidence → |
| Total capital | 72,187,000 | USD | evidence → |
| Risk-weighted assets | 285,848,000 | USD | evidence → |