Call report 2025Q1
INDEPENDENCE BANK — 2025Q1
The 22 measures INDEPENDENCE BANK reported to the FFIEC for 2025Q1, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 1,283,425,000 | USD | evidence → |
| Total loans | 946,894,000 | USD | evidence → |
| Allowance for loan losses | 12,963,000 | USD | evidence → |
| Securities available for sale | 240,427,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 1,128,935,000 | USD | evidence → |
| Interest-bearing deposits | 902,142,000 | USD | evidence → |
| Noninterest-bearing deposits | 226,793,000 | USD | evidence → |
| Equity capital | 142,806,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 17,759,000 | USD | evidence → |
| Interest expense | 5,921,000 | USD | evidence → |
| Net interest income | 11,838,000 | USD | evidence → |
| Noninterest income | 869,000 | USD | evidence → |
| Noninterest expense | 5,739,000 | USD | evidence → |
| Provision for loan losses | 29,000 | USD | evidence → |
| Pretax income | 6,939,000 | USD | evidence → |
| Income tax | 1,988,000 | USD | evidence → |
| Net income | 4,951,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 164,550,000 | USD | evidence → |
| Total capital | 177,513,000 | USD | evidence → |
| Risk-weighted assets | 1,077,312,000 | USD | evidence → |