Call report 2024Q4
INDEPENDENCE BANK — 2024Q4
The 22 measures INDEPENDENCE BANK reported to the FFIEC for 2024Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 1,239,179,000 | USD | evidence → |
| Total loans | 918,341,000 | USD | evidence → |
| Allowance for loan losses | 12,598,000 | USD | evidence → |
| Securities available for sale | 238,004,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 1,086,514,000 | USD | evidence → |
| Interest-bearing deposits | 863,566,000 | USD | evidence → |
| Noninterest-bearing deposits | 222,948,000 | USD | evidence → |
| Equity capital | 140,274,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 68,353,000 | USD | evidence → |
| Interest expense | 24,939,000 | USD | evidence → |
| Net interest income | 43,414,000 | USD | evidence → |
| Noninterest income | 2,974,000 | USD | evidence → |
| Noninterest expense | 22,728,000 | USD | evidence → |
| Provision for loan losses | 417,000 | USD | evidence → |
| Pretax income | 23,265,000 | USD | evidence → |
| Income tax | 5,749,000 | USD | evidence → |
| Net income | 17,516,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 163,904,000 | USD | evidence → |
| Total capital | 176,502,000 | USD | evidence → |
| Risk-weighted assets | 1,029,745,000 | USD | evidence → |