Call report 2025Q2
INDEPENDENCE BANK — 2025Q2
The 22 measures INDEPENDENCE BANK reported to the FFIEC for 2025Q2, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 1,336,081,000 | USD | evidence → |
| Total loans | 994,286,000 | USD | evidence → |
| Allowance for loan losses | 13,064,000 | USD | evidence → |
| Securities available for sale | 245,870,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 1,182,162,000 | USD | evidence → |
| Interest-bearing deposits | 951,292,000 | USD | evidence → |
| Noninterest-bearing deposits | 230,870,000 | USD | evidence → |
| Equity capital | 143,826,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 37,043,000 | USD | evidence → |
| Interest expense | 12,142,000 | USD | evidence → |
| Net interest income | 24,901,000 | USD | evidence → |
| Noninterest income | 1,661,000 | USD | evidence → |
| Noninterest expense | 11,991,000 | USD | evidence → |
| Provision for loan losses | 138,000 | USD | evidence → |
| Pretax income | 14,433,000 | USD | evidence → |
| Income tax | 4,284,000 | USD | evidence → |
| Net income | 10,149,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 167,091,000 | USD | evidence → |
| Total capital | 180,155,000 | USD | evidence → |
| Risk-weighted assets | 1,121,622,000 | USD | evidence → |