Call report 2026Q1
OPTUS BANK — 2026Q1
The 22 measures OPTUS BANK reported to the FFIEC for 2026Q1, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 785,210,000 | USD | evidence → |
| Total loans | 464,376,000 | USD | evidence → |
| Allowance for loan losses | 2,341,000 | USD | evidence → |
| Securities available for sale | 141,942,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 660,833,000 | USD | evidence → |
| Interest-bearing deposits | 604,584,000 | USD | evidence → |
| Noninterest-bearing deposits | 56,249,000 | USD | evidence → |
| Equity capital | 98,084,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 10,653,000 | USD | evidence → |
| Interest expense | 5,029,000 | USD | evidence → |
| Net interest income | 5,624,000 | USD | evidence → |
| Noninterest income | 1,051,000 | USD | evidence → |
| Noninterest expense | 3,102,000 | USD | evidence → |
| Provision for loan losses | 186,000 | USD | evidence → |
| Pretax income | 3,387,000 | USD | evidence → |
| Income tax | 813,000 | USD | evidence → |
| Net income | 2,574,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 97,562,000 | USD | evidence → |
| Total capital | 99,980,000 | USD | evidence → |
| Risk-weighted assets | 522,193,000 | USD | evidence → |