Call reports 2026
OPTUS BANK — 2026
What OPTUS BANK reported to the FFIEC in 2026, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Total assets | 785,210,000 | 764,188,000 |
| Total loans | 464,376,000 | 455,948,000 |
| Allowance for loan losses | 2,341,000 | 2,394,000 |
| Securities available for sale | 141,942,000 | 132,880,000 |
| Securities held to maturity | 0 | 0 |
| Trading assets | 0 | 0 |
| Total deposits | 660,833,000 | 646,445,000 |
| Interest-bearing deposits | 604,584,000 | 600,489,000 |
| Noninterest-bearing deposits | 56,249,000 | 45,956,000 |
| Equity capital | 98,084,000 | 98,167,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Interest income | 10,653,000 | 20,149,000 |
| Interest expense | 5,029,000 | 9,861,000 |
| Net interest income | 5,624,000 | 10,288,000 |
| Noninterest income | 1,051,000 | 1,319,000 |
| Noninterest expense | 3,102,000 | 6,475,000 |
| Provision for loan losses | 186,000 | 261,000 |
| Pretax income | 3,387,000 | 4,871,000 |
| Income tax | 813,000 | 1,169,000 |
| Net income | 2,574,000 | 3,702,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Tier 1 capital | 97,562,000 | 98,690,000 |
| Total capital | 99,980,000 | 101,161,000 |
| Risk-weighted assets | 522,193,000 | 505,667,000 |