Call report 2025Q4
OPTUS BANK — 2025Q4
The 22 measures OPTUS BANK reported to the FFIEC for 2025Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 777,905,000 | USD | evidence → |
| Total loans | 449,885,000 | USD | evidence → |
| Allowance for loan losses | 2,203,000 | USD | evidence → |
| Securities available for sale | 144,683,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 675,365,000 | USD | evidence → |
| Interest-bearing deposits | 609,428,000 | USD | evidence → |
| Noninterest-bearing deposits | 65,937,000 | USD | evidence → |
| Equity capital | 96,062,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 40,871,000 | USD | evidence → |
| Interest expense | 19,418,000 | USD | evidence → |
| Net interest income | 21,453,000 | USD | evidence → |
| Noninterest income | 1,519,000 | USD | evidence → |
| Noninterest expense | 12,024,000 | USD | evidence → |
| Provision for loan losses | 738,000 | USD | evidence → |
| Pretax income | 10,195,000 | USD | evidence → |
| Income tax | 2,243,000 | USD | evidence → |
| Net income | 7,952,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 94,988,000 | USD | evidence → |
| Total capital | 97,268,000 | USD | evidence → |
| Risk-weighted assets | 504,980,000 | USD | evidence → |