Call report 2025Q3
OPTUS BANK — 2025Q3
The 22 measures OPTUS BANK reported to the FFIEC for 2025Q3, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 757,233,000 | USD | evidence → |
| Total loans | 406,889,000 | USD | evidence → |
| Allowance for loan losses | 2,165,000 | USD | evidence → |
| Securities available for sale | 142,764,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 657,784,000 | USD | evidence → |
| Interest-bearing deposits | 603,384,000 | USD | evidence → |
| Noninterest-bearing deposits | 54,400,000 | USD | evidence → |
| Equity capital | 93,557,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 29,916,000 | USD | evidence → |
| Interest expense | 14,139,000 | USD | evidence → |
| Net interest income | 15,777,000 | USD | evidence → |
| Noninterest income | 737,000 | USD | evidence → |
| Noninterest expense | 8,777,000 | USD | evidence → |
| Provision for loan losses | 663,000 | USD | evidence → |
| Pretax income | 7,097,000 | USD | evidence → |
| Income tax | 1,584,000 | USD | evidence → |
| Net income | 5,513,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 92,549,000 | USD | evidence → |
| Total capital | 94,753,000 | USD | evidence → |
| Risk-weighted assets | 456,329,000 | USD | evidence → |