Call report 2025Q2
OPTUS BANK — 2025Q2
The 22 measures OPTUS BANK reported to the FFIEC for 2025Q2, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 715,011,000 | USD | evidence → |
| Total loans | 388,758,000 | USD | evidence → |
| Allowance for loan losses | 2,150,000 | USD | evidence → |
| Securities available for sale | 132,447,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 628,932,000 | USD | evidence → |
| Interest-bearing deposits | 558,745,000 | USD | evidence → |
| Noninterest-bearing deposits | 70,187,000 | USD | evidence → |
| Equity capital | 81,320,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 19,243,000 | USD | evidence → |
| Interest expense | 9,170,000 | USD | evidence → |
| Net interest income | 10,073,000 | USD | evidence → |
| Noninterest income | 560,000 | USD | evidence → |
| Noninterest expense | 5,577,000 | USD | evidence → |
| Provision for loan losses | 504,000 | USD | evidence → |
| Pretax income | 4,569,000 | USD | evidence → |
| Income tax | 1,000,000 | USD | evidence → |
| Net income | 3,569,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 82,605,000 | USD | evidence → |
| Total capital | 84,806,000 | USD | evidence → |
| Risk-weighted assets | 443,347,000 | USD | evidence → |