Call report 2025Q1
OPTUS BANK — 2025Q1
The 22 measures OPTUS BANK reported to the FFIEC for 2025Q1, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 673,149,000 | USD | evidence → |
| Total loans | 377,621,000 | USD | evidence → |
| Allowance for loan losses | 1,968,000 | USD | evidence → |
| Securities available for sale | 131,381,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 587,225,000 | USD | evidence → |
| Interest-bearing deposits | 528,931,000 | USD | evidence → |
| Noninterest-bearing deposits | 58,294,000 | USD | evidence → |
| Equity capital | 79,935,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 9,099,000 | USD | evidence → |
| Interest expense | 4,498,000 | USD | evidence → |
| Net interest income | 4,601,000 | USD | evidence → |
| Noninterest income | 274,000 | USD | evidence → |
| Noninterest expense | 2,834,000 | USD | evidence → |
| Provision for loan losses | 184,000 | USD | evidence → |
| Pretax income | 1,843,000 | USD | evidence → |
| Income tax | 443,000 | USD | evidence → |
| Net income | 1,400,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 80,437,000 | USD | evidence → |
| Total capital | 82,487,000 | USD | evidence → |
| Risk-weighted assets | 415,759,000 | USD | evidence → |