Call report 2024Q4
OPTUS BANK — 2024Q4
The 22 measures OPTUS BANK reported to the FFIEC for 2024Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 662,589,000 | USD | evidence → |
| Total loans | 383,927,000 | USD | evidence → |
| Allowance for loan losses | 1,798,000 | USD | evidence → |
| Securities available for sale | 129,054,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 544,596,000 | USD | evidence → |
| Interest-bearing deposits | 484,291,000 | USD | evidence → |
| Noninterest-bearing deposits | 60,305,000 | USD | evidence → |
| Equity capital | 77,053,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 34,413,000 | USD | evidence → |
| Interest expense | 15,955,000 | USD | evidence → |
| Net interest income | 18,458,000 | USD | evidence → |
| Noninterest income | 2,311,000 | USD | evidence → |
| Noninterest expense | 10,465,000 | USD | evidence → |
| Provision for loan losses | 784,000 | USD | evidence → |
| Pretax income | 9,495,000 | USD | evidence → |
| Income tax | 2,224,000 | USD | evidence → |
| Net income | 7,271,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 79,036,000 | USD | evidence → |
| Total capital | 80,903,000 | USD | evidence → |
| Risk-weighted assets | 425,537,000 | USD | evidence → |