Call report 2024Q3
OPTUS BANK — 2024Q3
The 22 measures OPTUS BANK reported to the FFIEC for 2024Q3, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 615,384,000 | USD | evidence → |
| Total loans | 356,222,000 | USD | evidence → |
| Allowance for loan losses | 1,450,000 | USD | evidence → |
| Securities available for sale | 118,356,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 520,358,000 | USD | evidence → |
| Interest-bearing deposits | 447,403,000 | USD | evidence → |
| Noninterest-bearing deposits | 72,955,000 | USD | evidence → |
| Equity capital | 78,538,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 25,048,000 | USD | evidence → |
| Interest expense | 11,451,000 | USD | evidence → |
| Net interest income | 13,597,000 | USD | evidence → |
| Noninterest income | 532,000 | USD | evidence → |
| Noninterest expense | 7,482,000 | USD | evidence → |
| Provision for loan losses | 308,000 | USD | evidence → |
| Pretax income | 6,287,000 | USD | evidence → |
| Income tax | 1,484,000 | USD | evidence → |
| Net income | 4,803,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 76,569,000 | USD | evidence → |
| Total capital | 78,104,000 | USD | evidence → |
| Risk-weighted assets | 394,570,000 | USD | evidence → |