Call report 2024Q2
OPTUS BANK — 2024Q2
The 22 measures OPTUS BANK reported to the FFIEC for 2024Q2, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 591,687,000 | USD | evidence → |
| Total loans | 350,362,000 | USD | evidence → |
| Allowance for loan losses | 1,418,000 | USD | evidence → |
| Securities available for sale | 116,462,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 462,777,000 | USD | evidence → |
| Interest-bearing deposits | 372,638,000 | USD | evidence → |
| Noninterest-bearing deposits | 90,139,000 | USD | evidence → |
| Equity capital | 74,179,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 16,070,000 | USD | evidence → |
| Interest expense | 7,051,000 | USD | evidence → |
| Net interest income | 9,019,000 | USD | evidence → |
| Noninterest income | 375,000 | USD | evidence → |
| Noninterest expense | 4,923,000 | USD | evidence → |
| Provision for loan losses | 94,000 | USD | evidence → |
| Pretax income | 4,361,000 | USD | evidence → |
| Income tax | 1,020,000 | USD | evidence → |
| Net income | 3,341,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 75,107,000 | USD | evidence → |
| Total capital | 76,574,000 | USD | evidence → |
| Risk-weighted assets | 441,386,000 | USD | evidence → |