Call report 2024Q1
OPTUS BANK — 2024Q1
The 22 measures OPTUS BANK reported to the FFIEC for 2024Q1, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 548,441,000 | USD | evidence → |
| Total loans | 314,282,000 | USD | evidence → |
| Allowance for loan losses | 1,458,000 | USD | evidence → |
| Securities available for sale | 87,422,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 461,123,000 | USD | evidence → |
| Interest-bearing deposits | 363,352,000 | USD | evidence → |
| Noninterest-bearing deposits | 97,771,000 | USD | evidence → |
| Equity capital | 71,692,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 7,653,000 | USD | evidence → |
| Interest expense | 3,281,000 | USD | evidence → |
| Net interest income | 4,372,000 | USD | evidence → |
| Noninterest income | 209,000 | USD | evidence → |
| Noninterest expense | 2,419,000 | USD | evidence → |
| Provision for loan losses | 70,000 | USD | evidence → |
| Pretax income | 2,086,000 | USD | evidence → |
| Income tax | 481,000 | USD | evidence → |
| Net income | 1,605,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 73,371,000 | USD | evidence → |
| Total capital | 74,868,000 | USD | evidence → |
| Risk-weighted assets | 400,915,000 | USD | evidence → |