Call report 2023Q4
OPTUS BANK — 2023Q4
The 22 measures OPTUS BANK reported to the FFIEC for 2023Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 524,934,000 | USD | evidence → |
| Total loans | 300,237,000 | USD | evidence → |
| Allowance for loan losses | 1,477,000 | USD | evidence → |
| Securities available for sale | 79,534,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 438,654,000 | USD | evidence → |
| Interest-bearing deposits | 357,078,000 | USD | evidence → |
| Noninterest-bearing deposits | 81,576,000 | USD | evidence → |
| Equity capital | 70,968,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 23,727,000 | USD | evidence → |
| Interest expense | 7,518,000 | USD | evidence → |
| Net interest income | 16,209,000 | USD | evidence → |
| Noninterest income | 1,859,000 | USD | evidence → |
| Noninterest expense | 8,540,000 | USD | evidence → |
| Provision for loan losses | 740,000 | USD | evidence → |
| Pretax income | 8,755,000 | USD | evidence → |
| Income tax | 1,976,000 | USD | evidence → |
| Net income | 6,779,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 71,766,000 | USD | evidence → |
| Total capital | 73,277,000 | USD | evidence → |
| Risk-weighted assets | 333,643,000 | USD | evidence → |