Call report 2023Q3
OPTUS BANK — 2023Q3
The 22 measures OPTUS BANK reported to the FFIEC for 2023Q3, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 472,970,000 | USD | evidence → |
| Total loans | 267,581,000 | USD | evidence → |
| Allowance for loan losses | 1,437,000 | USD | evidence → |
| Securities available for sale | 55,091,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 401,544,000 | USD | evidence → |
| Interest-bearing deposits | 318,946,000 | USD | evidence → |
| Noninterest-bearing deposits | 82,598,000 | USD | evidence → |
| Equity capital | 67,408,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 16,259,000 | USD | evidence → |
| Interest expense | 4,622,000 | USD | evidence → |
| Net interest income | 11,637,000 | USD | evidence → |
| Noninterest income | 1,494,000 | USD | evidence → |
| Noninterest expense | 6,101,000 | USD | evidence → |
| Provision for loan losses | 580,000 | USD | evidence → |
| Pretax income | 6,450,000 | USD | evidence → |
| Income tax | 1,494,000 | USD | evidence → |
| Net income | 4,956,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 69,943,000 | USD | evidence → |
| Total capital | 71,379,000 | USD | evidence → |
| Risk-weighted assets | 293,200,000 | USD | evidence → |