Call report 2025Q2
CITIZENS STATE BANK — 2025Q2
The 22 measures CITIZENS STATE BANK reported to the FFIEC for 2025Q2, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 78,286,000 | USD | evidence → |
| Total loans | 40,263,000 | USD | evidence → |
| Allowance for loan losses | 404,000 | USD | evidence → |
| Securities available for sale | 22,608,000 | USD | evidence → |
| Securities held to maturity | 1,705,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 68,399,000 | USD | evidence → |
| Interest-bearing deposits | 53,727,000 | USD | evidence → |
| Noninterest-bearing deposits | 14,672,000 | USD | evidence → |
| Equity capital | 6,918,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 2,140,000 | USD | evidence → |
| Interest expense | 782,000 | USD | evidence → |
| Net interest income | 1,358,000 | USD | evidence → |
| Noninterest income | 382,000 | USD | evidence → |
| Noninterest expense | 1,705,000 | USD | evidence → |
| Provision for loan losses | -15,000 | USD | evidence → |
| Pretax income | 45,000 | USD | evidence → |
| Income tax | -99,000 | USD | evidence → |
| Net income | 144,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 8,970,000 | USD | evidence → |
| Total capital | 9,385,000 | USD | evidence → |
| Risk-weighted assets | 44,151,000 | USD | evidence → |