Call report 2025Q3
CITIZENS STATE BANK — 2025Q3
The 22 measures CITIZENS STATE BANK reported to the FFIEC for 2025Q3, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 78,762,000 | USD | evidence → |
| Total loans | 37,041,000 | USD | evidence → |
| Allowance for loan losses | 391,000 | USD | evidence → |
| Securities available for sale | 28,573,000 | USD | evidence → |
| Securities held to maturity | 575,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 68,393,000 | USD | evidence → |
| Interest-bearing deposits | 53,731,000 | USD | evidence → |
| Noninterest-bearing deposits | 14,662,000 | USD | evidence → |
| Equity capital | 7,392,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 3,194,000 | USD | evidence → |
| Interest expense | 1,171,000 | USD | evidence → |
| Net interest income | 2,023,000 | USD | evidence → |
| Noninterest income | 562,000 | USD | evidence → |
| Noninterest expense | 2,596,000 | USD | evidence → |
| Provision for loan losses | -15,000 | USD | evidence → |
| Pretax income | -1,000 | USD | evidence → |
| Income tax | -99,000 | USD | evidence → |
| Net income | 98,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 8,925,000 | USD | evidence → |
| Total capital | 9,327,000 | USD | evidence → |
| Risk-weighted assets | 40,807,000 | USD | evidence → |