Call report 2025Q1
CITIZENS STATE BANK — 2025Q1
The 22 measures CITIZENS STATE BANK reported to the FFIEC for 2025Q1, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 78,550,000 | USD | evidence → |
| Total loans | 40,771,000 | USD | evidence → |
| Allowance for loan losses | 419,000 | USD | evidence → |
| Securities available for sale | 22,157,000 | USD | evidence → |
| Securities held to maturity | 1,705,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 68,826,000 | USD | evidence → |
| Interest-bearing deposits | 55,049,000 | USD | evidence → |
| Noninterest-bearing deposits | 13,777,000 | USD | evidence → |
| Equity capital | 6,757,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 1,041,000 | USD | evidence → |
| Interest expense | 396,000 | USD | evidence → |
| Net interest income | 645,000 | USD | evidence → |
| Noninterest income | 207,000 | USD | evidence → |
| Noninterest expense | 837,000 | USD | evidence → |
| Provision for loan losses | -15,000 | USD | evidence → |
| Pretax income | 25,000 | USD | evidence → |
| Income tax | 0 | USD | evidence → |
| Net income | 25,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 8,852,000 | USD | evidence → |
| Total capital | 9,282,000 | USD | evidence → |
| Risk-weighted assets | 44,317,000 | USD | evidence → |