Call report 2025Q1
CITIZENS BANK & TRUST COMPANY — 2025Q1
The 22 measures CITIZENS BANK & TRUST COMPANY reported to the FFIEC for 2025Q1, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 148,216,000 | USD | evidence → |
| Total loans | 77,532,000 | USD | evidence → |
| Allowance for loan losses | 1,615,000 | USD | evidence → |
| Securities available for sale | 35,622,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 118,015,000 | USD | evidence → |
| Interest-bearing deposits | 70,888,000 | USD | evidence → |
| Noninterest-bearing deposits | 47,127,000 | USD | evidence → |
| Equity capital | 14,528,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 1,788,000 | USD | evidence → |
| Interest expense | 453,000 | USD | evidence → |
| Net interest income | 1,335,000 | USD | evidence → |
| Noninterest income | 111,000 | USD | evidence → |
| Noninterest expense | 818,000 | USD | evidence → |
| Provision for loan losses | 30,000 | USD | evidence → |
| Pretax income | 598,000 | USD | evidence → |
| Income tax | 70,000 | USD | evidence → |
| Net income | 528,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 13,818,000 | USD | evidence → |
| Total capital | 14,913,000 | USD | evidence → |
| Risk-weighted assets | 87,125,000 | USD | evidence → |