Call report 2025Q2
CITIZENS BANK & TRUST COMPANY — 2025Q2
The 22 measures CITIZENS BANK & TRUST COMPANY reported to the FFIEC for 2025Q2, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 153,655,000 | USD | evidence → |
| Total loans | 81,959,000 | USD | evidence → |
| Allowance for loan losses | 1,607,000 | USD | evidence → |
| Securities available for sale | 33,522,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 117,416,000 | USD | evidence → |
| Interest-bearing deposits | 71,249,000 | USD | evidence → |
| Noninterest-bearing deposits | 46,167,000 | USD | evidence → |
| Equity capital | 15,377,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 3,710,000 | USD | evidence → |
| Interest expense | 947,000 | USD | evidence → |
| Net interest income | 2,763,000 | USD | evidence → |
| Noninterest income | 238,000 | USD | evidence → |
| Noninterest expense | 1,577,000 | USD | evidence → |
| Provision for loan losses | 23,000 | USD | evidence → |
| Pretax income | 1,364,000 | USD | evidence → |
| Income tax | 287,000 | USD | evidence → |
| Net income | 1,077,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 14,367,000 | USD | evidence → |
| Total capital | 15,492,000 | USD | evidence → |
| Risk-weighted assets | 89,540,000 | USD | evidence → |