Call report 2024Q4
CITIZENS BANK & TRUST COMPANY — 2024Q4
The 22 measures CITIZENS BANK & TRUST COMPANY reported to the FFIEC for 2024Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 151,214,000 | USD | evidence → |
| Total loans | 76,702,000 | USD | evidence → |
| Allowance for loan losses | 1,579,000 | USD | evidence → |
| Securities available for sale | 36,365,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 120,612,000 | USD | evidence → |
| Interest-bearing deposits | 72,803,000 | USD | evidence → |
| Noninterest-bearing deposits | 47,809,000 | USD | evidence → |
| Equity capital | 14,626,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 6,547,000 | USD | evidence → |
| Interest expense | 1,675,000 | USD | evidence → |
| Net interest income | 4,872,000 | USD | evidence → |
| Noninterest income | 447,000 | USD | evidence → |
| Noninterest expense | 3,320,000 | USD | evidence → |
| Provision for loan losses | 70,000 | USD | evidence → |
| Pretax income | 1,929,000 | USD | evidence → |
| Income tax | 505,000 | USD | evidence → |
| Net income | 1,424,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 14,201,000 | USD | evidence → |
| Total capital | 15,286,000 | USD | evidence → |
| Risk-weighted assets | 86,329,000 | USD | evidence → |