Call report 2025Q3
RIVER CITY BANK — 2025Q3
The 22 measures RIVER CITY BANK reported to the FFIEC for 2025Q3, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 412,726,000 | USD | evidence → |
| Total loans | 295,811,000 | USD | evidence → |
| Allowance for loan losses | 4,036,000 | USD | evidence → |
| Securities available for sale | 36,075,000 | USD | evidence → |
| Securities held to maturity | 2,838,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 375,402,000 | USD | evidence → |
| Interest-bearing deposits | 294,504,000 | USD | evidence → |
| Noninterest-bearing deposits | 80,898,000 | USD | evidence → |
| Equity capital | 34,591,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 16,903,000 | USD | evidence → |
| Interest expense | 4,672,000 | USD | evidence → |
| Net interest income | 12,231,000 | USD | evidence → |
| Noninterest income | 3,016,000 | USD | evidence → |
| Noninterest expense | 8,764,000 | USD | evidence → |
| Provision for loan losses | 435,000 | USD | evidence → |
| Pretax income | 6,034,000 | USD | evidence → |
| Income tax | 1,249,000 | USD | evidence → |
| Net income | 4,785,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 37,340,000 | USD | evidence → |
| Total capital | 41,029,000 | USD | evidence → |
| Risk-weighted assets | 294,519,000 | USD | evidence → |