Call report 2025Q2
RIVER CITY BANK — 2025Q2
The 22 measures RIVER CITY BANK reported to the FFIEC for 2025Q2, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 367,352,000 | USD | evidence → |
| Total loans | 286,006,000 | USD | evidence → |
| Allowance for loan losses | 3,975,000 | USD | evidence → |
| Securities available for sale | 35,093,000 | USD | evidence → |
| Securities held to maturity | 2,873,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 331,929,000 | USD | evidence → |
| Interest-bearing deposits | 254,615,000 | USD | evidence → |
| Noninterest-bearing deposits | 77,314,000 | USD | evidence → |
| Equity capital | 32,373,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 10,967,000 | USD | evidence → |
| Interest expense | 2,924,000 | USD | evidence → |
| Net interest income | 8,043,000 | USD | evidence → |
| Noninterest income | 2,077,000 | USD | evidence → |
| Noninterest expense | 5,633,000 | USD | evidence → |
| Provision for loan losses | 373,000 | USD | evidence → |
| Pretax income | 4,100,000 | USD | evidence → |
| Income tax | 1,021,000 | USD | evidence → |
| Net income | 3,079,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 35,619,000 | USD | evidence → |
| Total capital | 39,178,000 | USD | evidence → |
| Risk-weighted assets | 284,057,000 | USD | evidence → |