Call report 2025Q4
RIVER CITY BANK — 2025Q4
The 22 measures RIVER CITY BANK reported to the FFIEC for 2025Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 397,955,000 | USD | evidence → |
| Total loans | 302,633,000 | USD | evidence → |
| Allowance for loan losses | 4,049,000 | USD | evidence → |
| Securities available for sale | 35,882,000 | USD | evidence → |
| Securities held to maturity | 2,782,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 358,669,000 | USD | evidence → |
| Interest-bearing deposits | 279,185,000 | USD | evidence → |
| Noninterest-bearing deposits | 79,484,000 | USD | evidence → |
| Equity capital | 36,081,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 23,011,000 | USD | evidence → |
| Interest expense | 6,389,000 | USD | evidence → |
| Net interest income | 16,622,000 | USD | evidence → |
| Noninterest income | 3,747,000 | USD | evidence → |
| Noninterest expense | 12,502,000 | USD | evidence → |
| Provision for loan losses | 435,000 | USD | evidence → |
| Pretax income | 7,418,000 | USD | evidence → |
| Income tax | 1,433,000 | USD | evidence → |
| Net income | 5,985,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 38,642,000 | USD | evidence → |
| Total capital | 42,383,000 | USD | evidence → |
| Risk-weighted assets | 298,674,000 | USD | evidence → |