Call report 2020Q3
RIVER CITY BANK — 2020Q3
The 22 measures RIVER CITY BANK reported to the FFIEC for 2020Q3, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 185,941,000 | USD | evidence → |
| Total loans | 122,074,000 | USD | evidence → |
| Allowance for loan losses | 2,573,000 | USD | evidence → |
| Securities available for sale | 32,808,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 165,070,000 | USD | evidence → |
| Interest-bearing deposits | 120,969,000 | USD | evidence → |
| Noninterest-bearing deposits | 44,101,000 | USD | evidence → |
| Equity capital | 20,578,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 5,472,000 | USD | evidence → |
| Interest expense | 374,000 | USD | evidence → |
| Net interest income | 5,098,000 | USD | evidence → |
| Noninterest income | 1,085,000 | USD | evidence → |
| Noninterest expense | 4,331,000 | USD | evidence → |
| Provision for loan losses | 1,022,000 | USD | evidence → |
| Pretax income | 875,000 | USD | evidence → |
| Income tax | 208,000 | USD | evidence → |
| Net income | 667,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 19,646,000 | USD | evidence → |
| Total capital | 21,150,000 | USD | evidence → |
| Risk-weighted assets | 119,240,000 | USD | evidence → |