Call report 2020Q2
RIVER CITY BANK — 2020Q2
The 22 measures RIVER CITY BANK reported to the FFIEC for 2020Q2, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 175,498,000 | USD | evidence → |
| Total loans | 123,424,000 | USD | evidence → |
| Allowance for loan losses | 2,423,000 | USD | evidence → |
| Securities available for sale | 31,288,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 155,059,000 | USD | evidence → |
| Interest-bearing deposits | 112,219,000 | USD | evidence → |
| Noninterest-bearing deposits | 42,840,000 | USD | evidence → |
| Equity capital | 20,169,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 3,676,000 | USD | evidence → |
| Interest expense | 265,000 | USD | evidence → |
| Net interest income | 3,411,000 | USD | evidence → |
| Noninterest income | 672,000 | USD | evidence → |
| Noninterest expense | 2,816,000 | USD | evidence → |
| Provision for loan losses | 872,000 | USD | evidence → |
| Pretax income | 403,000 | USD | evidence → |
| Income tax | 92,000 | USD | evidence → |
| Net income | 311,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 19,156,000 | USD | evidence → |
| Total capital | 20,626,000 | USD | evidence → |
| Risk-weighted assets | 116,615,000 | USD | evidence → |