Call report 2020Q4
RIVER CITY BANK — 2020Q4
The 22 measures RIVER CITY BANK reported to the FFIEC for 2020Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 187,799,000 | USD | evidence → |
| Total loans | 125,195,000 | USD | evidence → |
| Allowance for loan losses | 2,624,000 | USD | evidence → |
| Securities available for sale | 34,217,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 166,978,000 | USD | evidence → |
| Interest-bearing deposits | 119,442,000 | USD | evidence → |
| Noninterest-bearing deposits | 47,536,000 | USD | evidence → |
| Equity capital | 20,333,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 7,204,000 | USD | evidence → |
| Interest expense | 457,000 | USD | evidence → |
| Net interest income | 6,747,000 | USD | evidence → |
| Noninterest income | 1,456,000 | USD | evidence → |
| Noninterest expense | 5,914,000 | USD | evidence → |
| Provision for loan losses | 1,072,000 | USD | evidence → |
| Pretax income | 1,300,000 | USD | evidence → |
| Income tax | 293,000 | USD | evidence → |
| Net income | 1,007,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 19,334,000 | USD | evidence → |
| Total capital | 20,927,000 | USD | evidence → |
| Risk-weighted assets | 126,413,000 | USD | evidence → |