Call report 2025Q3
ST. CHARLES BANK & TRUST COMPANY, NATIONAL ASSOCIATION — 2025Q3
The 22 measures ST. CHARLES BANK & TRUST COMPANY, NATIONAL ASSOCIATION reported to the FFIEC for 2025Q3, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 3,302,387,000 | USD | evidence → |
| Total loans | 2,482,435,000 | USD | evidence → |
| Allowance for loan losses | 15,756,000 | USD | evidence → |
| Securities available for sale | 346,343,000 | USD | evidence → |
| Securities held to maturity | 99,238,000 | USD | evidence → |
| Trading assets | 2,865,000 | USD | evidence → |
| Total deposits | 2,836,818,000 | USD | evidence → |
| Interest-bearing deposits | 2,434,626,000 | USD | evidence → |
| Noninterest-bearing deposits | 402,192,000 | USD | evidence → |
| Equity capital | 335,400,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 128,276,000 | USD | evidence → |
| Interest expense | 57,868,000 | USD | evidence → |
| Net interest income | 70,408,000 | USD | evidence → |
| Noninterest income | 7,745,000 | USD | evidence → |
| Noninterest expense | 32,200,000 | USD | evidence → |
| Provision for loan losses | 442,000 | USD | evidence → |
| Pretax income | 46,001,000 | USD | evidence → |
| Income tax | 12,188,000 | USD | evidence → |
| Net income | 33,813,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 303,780,000 | USD | evidence → |
| Total capital | 321,812,000 | USD | evidence → |
| Risk-weighted assets | 2,747,393,000 | USD | evidence → |