Call report 2025Q4
ST. CHARLES BANK & TRUST COMPANY, NATIONAL ASSOCIATION — 2025Q4
The 22 measures ST. CHARLES BANK & TRUST COMPANY, NATIONAL ASSOCIATION reported to the FFIEC for 2025Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 3,454,109,000 | USD | evidence → |
| Total loans | 2,626,466,000 | USD | evidence → |
| Allowance for loan losses | 16,843,000 | USD | evidence → |
| Securities available for sale | 490,960,000 | USD | evidence → |
| Securities held to maturity | 97,875,000 | USD | evidence → |
| Trading assets | 2,591,000 | USD | evidence → |
| Total deposits | 2,923,184,000 | USD | evidence → |
| Interest-bearing deposits | 2,452,513,000 | USD | evidence → |
| Noninterest-bearing deposits | 470,671,000 | USD | evidence → |
| Equity capital | 347,402,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 173,689,000 | USD | evidence → |
| Interest expense | 77,918,000 | USD | evidence → |
| Net interest income | 95,771,000 | USD | evidence → |
| Noninterest income | 10,726,000 | USD | evidence → |
| Noninterest expense | 43,003,000 | USD | evidence → |
| Provision for loan losses | 1,936,000 | USD | evidence → |
| Pretax income | 61,261,000 | USD | evidence → |
| Income tax | 16,331,000 | USD | evidence → |
| Net income | 44,930,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 315,028,000 | USD | evidence → |
| Total capital | 334,965,000 | USD | evidence → |
| Risk-weighted assets | 2,927,580,000 | USD | evidence → |