Call report 2025Q2
ST. CHARLES BANK & TRUST COMPANY, NATIONAL ASSOCIATION — 2025Q2
The 22 measures ST. CHARLES BANK & TRUST COMPANY, NATIONAL ASSOCIATION reported to the FFIEC for 2025Q2, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 3,314,514,000 | USD | evidence → |
| Total loans | 2,463,081,000 | USD | evidence → |
| Allowance for loan losses | 16,601,000 | USD | evidence → |
| Securities available for sale | 289,471,000 | USD | evidence → |
| Securities held to maturity | 100,375,000 | USD | evidence → |
| Trading assets | 3,031,000 | USD | evidence → |
| Total deposits | 2,859,268,000 | USD | evidence → |
| Interest-bearing deposits | 2,449,754,000 | USD | evidence → |
| Noninterest-bearing deposits | 409,514,000 | USD | evidence → |
| Equity capital | 319,398,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 83,197,000 | USD | evidence → |
| Interest expense | 37,053,000 | USD | evidence → |
| Net interest income | 46,144,000 | USD | evidence → |
| Noninterest income | 4,875,000 | USD | evidence → |
| Noninterest expense | 21,325,000 | USD | evidence → |
| Provision for loan losses | 868,000 | USD | evidence → |
| Pretax income | 29,211,000 | USD | evidence → |
| Income tax | 7,667,000 | USD | evidence → |
| Net income | 21,544,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 291,324,000 | USD | evidence → |
| Total capital | 310,149,000 | USD | evidence → |
| Risk-weighted assets | 2,734,108,000 | USD | evidence → |