Call report 2025Q1
ST. CHARLES BANK & TRUST COMPANY, NATIONAL ASSOCIATION — 2025Q1
The 22 measures ST. CHARLES BANK & TRUST COMPANY, NATIONAL ASSOCIATION reported to the FFIEC for 2025Q1, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 2,974,063,000 | USD | evidence → |
| Total loans | 2,362,242,000 | USD | evidence → |
| Allowance for loan losses | 18,958,000 | USD | evidence → |
| Securities available for sale | 266,926,000 | USD | evidence → |
| Securities held to maturity | 101,489,000 | USD | evidence → |
| Trading assets | 3,452,000 | USD | evidence → |
| Total deposits | 2,535,806,000 | USD | evidence → |
| Interest-bearing deposits | 2,130,958,000 | USD | evidence → |
| Noninterest-bearing deposits | 404,848,000 | USD | evidence → |
| Equity capital | 307,134,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 40,282,000 | USD | evidence → |
| Interest expense | 17,630,000 | USD | evidence → |
| Net interest income | 22,652,000 | USD | evidence → |
| Noninterest income | 2,229,000 | USD | evidence → |
| Noninterest expense | 10,587,000 | USD | evidence → |
| Provision for loan losses | 1,501,000 | USD | evidence → |
| Pretax income | 13,109,000 | USD | evidence → |
| Income tax | 3,426,000 | USD | evidence → |
| Net income | 9,683,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 279,289,000 | USD | evidence → |
| Total capital | 300,519,000 | USD | evidence → |
| Risk-weighted assets | 2,653,062,000 | USD | evidence → |