Call report 2024Q4
ST. CHARLES BANK & TRUST COMPANY, NATIONAL ASSOCIATION — 2024Q4
The 22 measures ST. CHARLES BANK & TRUST COMPANY, NATIONAL ASSOCIATION reported to the FFIEC for 2024Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 2,849,857,000 | USD | evidence → |
| Total loans | 2,289,466,000 | USD | evidence → |
| Allowance for loan losses | 19,804,000 | USD | evidence → |
| Securities available for sale | 258,667,000 | USD | evidence → |
| Securities held to maturity | 102,352,000 | USD | evidence → |
| Trading assets | 4,324,000 | USD | evidence → |
| Total deposits | 2,427,394,000 | USD | evidence → |
| Interest-bearing deposits | 2,010,438,000 | USD | evidence → |
| Noninterest-bearing deposits | 416,956,000 | USD | evidence → |
| Equity capital | 293,680,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 158,640,000 | USD | evidence → |
| Interest expense | 72,942,000 | USD | evidence → |
| Net interest income | 85,698,000 | USD | evidence → |
| Noninterest income | 9,496,000 | USD | evidence → |
| Noninterest expense | 40,439,000 | USD | evidence → |
| Provision for loan losses | 5,137,000 | USD | evidence → |
| Pretax income | 50,769,000 | USD | evidence → |
| Income tax | 13,598,000 | USD | evidence → |
| Net income | 37,171,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 270,446,000 | USD | evidence → |
| Total capital | 291,380,000 | USD | evidence → |
| Risk-weighted assets | 2,596,154,000 | USD | evidence → |