Call report 2025Q1
RIDGEWOOD SAVINGS BANK — 2025Q1
The 22 measures RIDGEWOOD SAVINGS BANK reported to the FFIEC for 2025Q1, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 7,297,683,000 | USD | evidence → |
| Total loans | 4,764,722,000 | USD | evidence → |
| Allowance for loan losses | 35,619,000 | USD | evidence → |
| Securities available for sale | 1,024,503,000 | USD | evidence → |
| Securities held to maturity | 440,494,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 5,774,644,000 | USD | evidence → |
| Interest-bearing deposits | 5,212,045,000 | USD | evidence → |
| Noninterest-bearing deposits | 562,599,000 | USD | evidence → |
| Equity capital | 881,926,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 69,562,000 | USD | evidence → |
| Interest expense | 39,071,000 | USD | evidence → |
| Net interest income | 30,491,000 | USD | evidence → |
| Noninterest income | 3,830,000 | USD | evidence → |
| Noninterest expense | 26,842,000 | USD | evidence → |
| Provision for loan losses | 610,000 | USD | evidence → |
| Pretax income | 5,235,000 | USD | evidence → |
| Income tax | -85,000 | USD | evidence → |
| Net income | 5,320,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 933,774,000 | USD | evidence → |