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Call report 2025Q2

RIDGEWOOD SAVINGS BANK — 2025Q2

The 22 measures RIDGEWOOD SAVINGS BANK reported to the FFIEC for 2025Q2, each linked to its source filing.

PERIOD: 2025Q2SOURCE: FFIEC Call ReportEvery measure source-linked

Cite: FACTANKER, https://factanker.com/entity/3b63ebbb-23e6-4360-bc20-6da594b59bfd/2025Q2

Balance sheet

What the bank holds and owes at quarter end

MeasureValueUnitSource
Total assets7,306,964,000USDevidence →
Total loans4,830,553,000USDevidence →
Allowance for loan losses37,989,000USDevidence →
Securities available for sale1,018,716,000USDevidence →
Securities held to maturity428,877,000USDevidence →
Trading assets0USDevidence →
Total deposits5,778,928,000USDevidence →
Interest-bearing deposits5,221,567,000USDevidence →
Noninterest-bearing deposits557,361,000USDevidence →
Equity capital900,109,000USDevidence →

Income

Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year

MeasureValueUnitSource
Interest income140,589,000USDevidence →
Interest expense78,095,000USDevidence →
Net interest income62,494,000USDevidence →
Noninterest income7,657,000USDevidence →
Noninterest expense55,240,000USDevidence →
Provision for loan losses3,206,000USDevidence →
Pretax income18,188,000USDevidence →
Income tax2,275,000USDevidence →
Net income15,913,000USDevidence →

Regulatory capital

Basel measures — not reported for every quarter

MeasureValueUnitSource
Tier 1 capital944,367,000USDevidence →