Call report 2024Q4
RIDGEWOOD SAVINGS BANK — 2024Q4
The 22 measures RIDGEWOOD SAVINGS BANK reported to the FFIEC for 2024Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 7,191,411,000 | USD | evidence → |
| Total loans | 4,710,575,000 | USD | evidence → |
| Allowance for loan losses | 35,483,000 | USD | evidence → |
| Securities available for sale | 1,009,542,000 | USD | evidence → |
| Securities held to maturity | 451,227,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 5,680,221,000 | USD | evidence → |
| Interest-bearing deposits | 5,141,007,000 | USD | evidence → |
| Noninterest-bearing deposits | 539,214,000 | USD | evidence → |
| Equity capital | 860,909,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 265,306,000 | USD | evidence → |
| Interest expense | 150,978,000 | USD | evidence → |
| Net interest income | 114,328,000 | USD | evidence → |
| Noninterest income | 16,225,000 | USD | evidence → |
| Noninterest expense | 109,485,000 | USD | evidence → |
| Provision for loan losses | 5,232,000 | USD | evidence → |
| Pretax income | 27,605,000 | USD | evidence → |
| Income tax | 2,432,000 | USD | evidence → |
| Net income | 25,159,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 928,455,000 | USD | evidence → |